loan services

Find the loan that's right for you.

We also offer a variety of loan options, including mortgages, auto loans, personal loans, home improvement loans, business loans and more. We will tailor a loan that is right for you.

 

Business Loans:

Including mortgages, construction loans, revolving lines of credit, equipment loans, inventory loans, vehicle loans, agricultural lines of credit. We also now are offering business funding with very little paperwork and collateral. Underwritten by CitiWide, we can now get working capital in your hands to grow your business. Apply Online Here.

We are a community bank dedicated to serving our community, making sure businesses like yours get the attention it deserves.

There are also special programs for business including guarantees and lower interest rate programs. See Other loan Programs.

Loans are made to all persons who qualify, regardless of age (provided the applicant is old enough to contract), race, color, sex, marital status, national origin, religion, receipt of income from public assistance programs, and good faith exercise of any rights under the Consumer Credit Protection Act.

Contact any of our loan officers for more information or email us today!

Please do not give personal information using this email.



Personal Loans:

Including vehicle loans, snowmobile and ATV loans, travel trailer loans, single payment loans, tax return loans, vacation loans, educational loans and loans for consolidating bills.

Loans are made to all persons who qualify, regardless of age (provided the applicant is old enough to contract), race, color, sex, marital status, national origin, religion, receipt of income from public assistance programs, and good faith exercise of any rights under the Consumer Credit Protection Act.

Contact any of our loan officers for more information. Please do not give personal information using this email.
 

You can print a loan application from the link below and bring it in or mail it to any of our five locations. Do not email the application because it contains personal information on you and your email may not be secure.

Download Personal Loan Application

Download Home Loan Application

 


Student Loan Information:

There are subsidized and unsubsidized Stratford loans, and loans to parents to help with schooling costs available to you. This web site contains information on loans, as well as information on how to fill out the forms, deadlines and a guides for the application process.

Loans are made to all persons who qualify, regardless of age (provided the applicant is old enough to contract), race, color, sex, marital status, national origin, religion, receipt of income from public assistance programs, and good faith exercise of any rights under the Consumer Credit Protection Act.

When signing up for a student loan ask the financial aid office which banks participate in the student loan process.

Contact any of our loan officers for more information. Please do not give personal information using this email.
 

Click here for more information about the Student Loan Green Funding Corporation.

 


Home Mortgages:

We offer many different types of loans including home loans, second home loans, home equity lines of credit, construction loans and low or no money down loan programs. You can set your date and frequency of payment. See other loan programs for more home programs.

Loans are made to all persons who qualify, regardless of age (provided the applicant is old enough to contract), race, color, sex, marital status, national origin, religion, receipt of income from public assistance programs, and good faith exercise of any rights under the Consumer Credit Protection Act.

Click here for more information on the Home Loan Process and information on your credit report.

Contact any of our loan officers for more information. Please do not give personal information using this email.
 

 


Other Loan Programs:

We offer many loan programs including WHEDA first time homeowners and home improvement loans, Veterans home loans, business guarantees and interest rate reductions, no money down home purchase loans through Rural Housing and help with down payment programs through CAP Services.

Loans are made to all persons who qualify, regardless of age (provided the applicant is old enough to contract), race, color, sex, marital status, national origin, religion, receipt of income from public assistance programs, and good faith exercise of any rights under the Consumer Credit Protection Act.

Contact any of our loan officers for more information. Please do not give personal information using this email.
 

You can clink on the links below to get more information on these programs.

 

By clicking on the links above, you are leaving the Bancroft State Bank web site. We do not have control over the content of these web site links.