Money Market Accounts

This account features:

• Minimum opening deposit is $2,500.00($10,000 for money market premium)
• Unlimited cash withdrawals in person (Minimum withdrawal is $250)
• Interest is accrued on average daily balances and credited to the account on a monthly basis
• Transfers to another account or to third parties by preauthorized, automatic or telephone transfer, or withdrawals by check are limited to six per statement cycle
• No Penalty for Switching to a New Merchant Provider
• If the account balance falls below an average daily balance of $2,500.00 ($10,000 for money market premium), accrued interest for the statement cycle will be forfeited
  
• If the account balance falls below a minimum daily collected balance of $2,000 on a business money market account, the business checking charges will be imposed. (See maintenance free business checking to qualify to waive these charges)
• If the account balance falls below an average daily balance of $1,000 on a personal money market account, the personal checking charges will be imposed. (See maintenance free personal checking to qualify to waive these charges)
  
• If you write more than six checks, pre-authorized drafts or telephone transfers in a statement cycle, a $2.00 fee per transaction after the six allowed will be imposed.

Current APY*

                 0.15% APY* Money Market Premium

*APY-represents Annual Percentage Yield based on when earnings are paid on the account. The listed APY assumes interest stays on deposit until maturity. Any withdrawal will reduce earnings. Fees could reduce earnings. If you close your account before interest is credited in non-emergencies, you will not receive accrued interest. Average Daily Balance method applied a periodic rate to the average daily balance in the account for the period. The method is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is a month unless otherwise stated. Interest rates are determined at the bank's discretion and may change on any given day. All interest rates are effective as of today's date.